Amortization calculator ๐Ÿ“…

The complete month-by-month schedule โ€” payment, principal, interest, balance โ€” with yearly summaries. Printable. Free, no signup.

Monthly paymentโ€”
Total interestโ€”
Total paidโ€”

Amortization โ€” FAQ

The crossover point

Watch the schedule for the month principal first exceeds interest โ€” on a 30-year loan at ~6.5% that's roughly two-thirds of the way in. Extra principal payments pull it dramatically earlier.